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53 best frugal living tips to help stretch your money
1.Start a monthly budget and stick to it. That way you know what you have left over, if anything that month. Use my FREE downloadable budget planner to help.
2. Go through all your bills and check you’re on the best deal. Phone them and ask. What’s the worst that can happen? Look at Compare The Market* and check how much you should be paying. This gives you a base line and means that you can either grab a deal or haggle with your existing supplier.
3. Use a FREE app like Plum* to help keep track of your families spending habits. It’s completely free and it lets you input your salary and outgoings, plus links to all your accounts including savings and investments.
4. Move to a water meter if you haven’t already. This tracks your exact water use so you have complete control.
5. Switch energy suppliers EVERY year without fail. Bulb*, who are trying to make switching your energy supplier easier, cheaper and greener. You’ll also receive £40 when you switch! Finding out how much they could save you is completely free!
6. Use a site like Switchcraft* for your electric if you don’t like the hassle of looking around. They automatically switch you to the best deal for you at the end of your term. Find out more here about how Switchcraft* could work for you.
7. Meal plan like a queen. Everything gets put down, including snacks and desserts.
8. Use the meal plan to then make a shopping list. Take it with you and stick to it!
9. Find cheap recipes your family love and let everyone pick one. It helps fill up your meal plan and have less waste.
10. Use up any leftover food that’s going off. Smoothies, cakes and slow cooker recipes are perfect for this.
11. Try the penny challenge for three months and put that saving toward a family trip out.
12. Pack lunch for the whole family. No more school meals (unless they’re free) or office outings. Keep track of what you’ve saved.
13. Turn off the central heating when you’re out. This could save you £75 a year.
14. If you can’t afford to pay your bills, don’t leave it. Call them and ask for a payment plan.
15. Check your cupboards, freezer and fridge and buy kitchen staples. Try to add one cupboard meal into your meal plan.
16. Have a no spend weekend once a month. Have a jar of free ideas.
17. Grow your own vegetables.
18. Check offers before you go anywhere.
19. Shop at the online outlets and get massive brand discounts.
20. Have a night out for free by sitting in a TV audience.
21. Use cashback websites like Quidco* and Swagbucks* whenever you can.
22. Use loyalty cards like Tesco Clubcard or Boots Advantage Card* as you get freebies back.
23. Use eBay* before you buy anything.
24. Use our £18 a week family menu once a month to try and keep food costs down.
25. Reduce your family waste by understanding dates and where items go in the fridge.
26. Sell old or unused items on Facebay or eBay.
27. Use free apps like WhatUp to text and send messages to your friends and family.
28. Find free ebooks for your phone.
29. Make sure you’re claiming everything you should be. On Dealsdaddy, they have voucher codes for clothing, accessories, shoes, home decor, furniture, pet supplies etc.
30. Use money managing apps like Plum* to keep your money under control.
31. Use Facebook communities to help you find other mums who love saving money.
32. Spend 10 minutes every day making a money on your phone.
33. Ditch the tumble dryer and hang your clothes up to dry around the house.
34. Drink more water when out and about.
35. Review your subscriptions every 3 months and cancel what you don’t need.
36. Turn lights off when you aren’t using them.
37. Walk more when you can.
38. Buy better cuts of meat. Muscle Foods* is a good one to start with.
39. Get a jar to store all your loose change.
40. Join a money saving challenge to kick start your savings.
41. Try one of these cheap pre-made meal plans.
42. Downshift your brands. Start at the bottom and work your way up. You’ll be surprised at how nice a value product tastes. If you don’t like it, then go up one and try that. These meals are all made from food brought from a discount retailer.
43. Make your own detergent
Okay, so this might seem a bit radical but bear with me here. For a little under £20, you can make five gallons of your own detergent. If won’t clean all those weaning bibs or the poonami all over your kids best baby grow, but it’s fine for the average day to day wash:
3 bars of fells naptha
1 box of borax
1 box of washing soda
2lb box of baking soda
Large tub of OxiClean
Purex laundry crystals (optional)
44. Season shopping
I try and buy winter clothes when they go on sale in the summer ready for the following year. If a few items don’t fit exactly right by then, I’m not that annoyed about it as I saved money on all my purchases overall.
45. Make your own toys
We’ve all been there. You spend forty quid on a VTech watch or singing Elsa to find the kids would rather play with the box.
Now, I splash out of one big thing each, then make everything else. One of their favorites is still Cheerios is a plastic box.
46. Buy second hand
This leads me nicely on to local sales, Babybay and swapping sites. My local NCT branch organizes Nearly New Sales twice a year. You pay for a seller’s pack, label everything up and drop it off on sale day. You don’t even have to stay!
Babybay and swapping sites are becoming more and more popular. I use them when the kids need a few extra toys or DVDs but not clothes normally.
For the next size up, I normally ask around my friends. Most of us have clothes that our kids have outgrown and no longer need and can’t be bothered to take to the charity shop.
47. Buy in bulk. The bigger box of nappies you buy, the cheaper they are. Works with most things, apart from cake, unfortunately.
48. Cook from scratch. It’s may take longer but is a lot cheaper than buying pre-made.
49. Washable wipes. Use them for everything and then chuck them in the wash.
50. Use pound shops for school supplies or birthday gifts for friends.
51. Switching supermarkets. I’ve saved over £30 a week just be switching from Asda to Aldi. Try it!
52. Pay by direct debit when you can. You normally get a discount and don’t have to think about it.
53. Never auto renewal ANYTHING without price comparing first. It will always be cheaper elsewhere.
If you found these frugal family tips helpful, then come join my Money Saving Mums group.
Have you tried any of these family frugal tips? Have I missed any? I really hope these frugal living tips will help you to save your family more money.
If you enjoyed this post and would like some more money saving ideas, then head over to the saving my family money section here on Savings 4 Savvy Mums where you’ll find over 50 money saving tips to help you save your family more. There’s enough tips to help you save over £300 a month! You could also pop over and follow my family saving Pinterest boards for lots more ideas on how to stop spending and save more; Money Saving Tips for Families and Managing Money for Families.
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