How to Make Cash as a Stay at Home Mum

Yep, I’m one of the bums that the government says should be back in work and clocking the nine to five. The reason I’m not? Nine to five just isn’t going to work for me. I tried it after The Kid was born. I went part time, we enrolled her in a nursery and poof, everything was meant to be fine. But the issue is that most nursery’s work from 9 am to 5.30pm. So we got a childminder as well. Fab. But after the monthly bills, plus these two extra expenses, we worked out I was taking home £90 a month. Huh? That doesn’t cover the kids swimming lessons, my car insurance, or any other yearly bills that I haven’t even thought about!

So I went self-employed. Now, I’m not saying I’m rich, because I’m not, but I do have a great quality of life and can be flexible around the kids. But how can you do it too I hear you cry? Quite easily, it just takes a bit of time, annoyingly, something we don’t all have a lot of. I don’t do all of these, but on my months that things are a bit slow freelance wise, I turn to these….

Online Surveys

A handy little earner that you can do on your phone while out or in front of the TV when the kids have finally settled. You won’t necessarily make bundles of cash, but for just 20 minutes or so work, you could make a few pounds.

These are the one’s I’ve used before but there are plenty floating about that payout in either vouchers or cold hard cash:


Cashback Sites

Weirdly, not many of us use cashback sites, which is strange, as you can earn money back from just buying your normal day to day items. From grocery shopping to insurance to household bills!

Search for what you need and buy it through a cashback site and you’ll get back a percentage of what you spend. I currently use Top Cashback, but there are loads out there just as good.

One tip that was passed on to me though is: don’t leave your money sat there. As soon as you hit the threshold, cash it out. You never know what’s around the corner…

Enter Competitions

It goes without saying but you can get some pretty neat stuff through entering competitions. I’ve been lucky enough to win event tickets, hampers and a weekend away for two in a five-star hotel!

Think about it this way, there are so many online competitions out there that many people just glaze over. The more people that ignore them, the more chance you have of winning.

They are so easy to enter and normally all you have to do is give a quick like or comment on social media or type in your email address. I do so many now that I have a separate Gmail account for just competition entries!

The easiest place to find them all is on Money Saving Expert, where many Compers have already sniffed them out and posted them online. Win!

Offering a Service

Now I touched on this before. I’m a writer by trade, so switched from my marketing agency role into a freelance writing role.

With this in mind, have a think.

What transferable skills do you have?

Can you bake? Could you tutor? Can you write? Sing? Clean? Sew? Draw? See what I mean? Everyone has a skill, all you need to know is where to advertise it.

Use a professional company to brand your new venture, like Logojoy*, who help small and mid-sized businesses make a real visual impact.

I started by using People Per Hour*. I’ll write a guide on how to set up as a freelance writer later, but the best place (and worst in some respects) are with a content mill. These sites offer loads of jobs that you can bid on hourly, by using your preset portfolio to show off your skills. Beware, though, it’s a race to the bottom, and you end up writing a thousand words for £10. Like I said, it’s a great place to start and to build up contacts and advertise your skills, but unless you have endless hours in the day (and who has) it isn’t always worth your while. Google Fiverr and PPH. These are not just for writers, by the way, anyone with a skill to sell is welcome.

Renting Out

If you live in a major city in the UK, then you’ll already know that parking is a pain in the butt. So if you have a garage or driveway that you don’t use much, then you can rent it out and make money by doing nothing at all.

Do you live close to a major hospital? Railway? Shops? Anyone living near a large footfall could gain. If this sounds good to you, then check out Park Let. You can even advertise your space for FREE (they make their money from taking a percentage of the rent you make).

Many moons ago, a friend of mine lived in a family home Monday to Friday as it was closer to work and cheaper than driving every day. If you have a spare room, then this might be ideal. Your lodger would only be their mornings and overnight five days a week; leaving your house fully yours over the weekend, and giving you a sizable income to boot.

If you live near a university, college or other establishments, ask if you can put some notices around. Sites like Gumtree, Spareroom, EasyRoommate and Lets Direct don’t charge you anything to advertise either.

Matched Betting

I’m giving this a go myself for the first time this month, but I have it on very good authority that this works.

Very simply this is how it works. Betting websites want your money. To lure you in they offer free bets or bonuses to play. Using matched betting websites like Profit Accumulator, helps you take advantage and guarantees you make a profit.

Yes, all this is legal and tax-free! Risk-free matched betting has made a lot of my friends some serious cash, so I’ll let you know the outcome if the next few weeks, and hopefully draft a guide too for those of us who aren’t Mathematicians.

Blogging with Affiliate Links

Pretty much what we do here. Only, you’ve got to play the long game. Blogging (like any business) isn’t going to make you rich overnight. It’s a hard slog to get yourself and your blog noticed, that’s without all the social media coverage that comes with it. If this does sound like something you’d like to do, though, here’s a beginners guide to getting started.

Okay, so hopefully one or two of these will work for you. You won’t become a millionaire, but they may keep you from the humdrum or mass childcare bills for a bit longer.

Have you tried any of these? Let me know in the comments below.

Laura x

If you enjoyed this post and would like some more money making ideas from home, including ways to freelance, start a blog or even earn from your phone, then head over to my making money section here on Savings 4 Savvy Mums where you’ll find over 30 money making posts dedicated to helping you earn more from home and become more financially stable as a family. There’s also tips in my Money Saving Mums Facebook group. You could also pop over and follow my money making Pinterest boards for lots more ways you can earn money from home; Money Making Mums and Working from Home Jobs for Mums.

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  1. Ooh, I need to tried the surveys. I hadn’t thought of that. Please share how you get on with matched betting as I really want to give that a go but I am too scared to!

  2. I tried to do matched betting and go onto the sites and was so overwhelmed by how much data etc is on there I just couldn’t figure out even how to place a bet lol. Please make sure it is an IDIOTS guide just for me lol

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