This post may contain affiliate links which is shown by a *. This means if you click on a link I may get a small commission at no cost to you.

Sharing is caring!

This is how to make free money ready for Christmas. Start now and help pay for Christmas by Laura at Savings 4 Savvy Mums #freemoney #makemoneyathome #makemoney

Christmas table decorations

Make Money Online Surveys

Regardless of what electronic device you have, even as a beginner, there’ll a load of ways you can boost your income from home. Some may be slow burners, but you could earn an extra £500 plus by just sitting on your sofa.

This guide includes 17 legit ways to earn money online for free. So if you need money for Christmas, then read on, as this includes everything from watching videos online at home to getting out and about in your local town to doing surveys at home.

17 top paying ways to earn money online without paying anything

Before you start, there are a few things you need to know.

One thing to remember is that each of these sites may only pay small amounts when you add it together, it’s actually a lot.

Cash Out Straight Away

These companies aren’t banks, there is no protection for your money. If the company goes under, so does your cash, so withdraw all your earnings straight away.

Use a Different email address

You’ll be inundated with emails. Setting up a dedicated online earning email address will make it easier for you to see when the paid tasks are available.

Patience is key

It can take a while to earn enough to cash out. Keep going, as otherwise, you’ve done all that work for nothing!


Everything you earn has to be declared. Chances are, this won’t push you over the threshold if you’re close, but it makes zero difference.

Whatever you earn, must be declared so that HMRC can take their cut. It’s normally around a third but does depend on your circumstances.

Registering as self-employed is easy, but make sure you keep as much paperwork and a little spreadsheet of all your extra income handy, so when it comes to declaring, you’re not frantically trying to find the details.

Spend Vouchers quickly

Always choose cash if you can, but if you don’t have the option then spend the cards straight away. This reduces the chance of them going out of date or becoming invalid.

Money Saving Challenge

Join our free money saving challenge and learn how to save your family money

If you’re struggling to save money ready for Christmas then why not join our free money saving challenge? We send you a free email once a week with some family friendly ideas on how you can keep more money in your pocket.

You also get access to our free money saving printables Resource Vault. 

Join us for free here!

Make Free Money Online Easily

Watch videos and play games

Swagbucks* is a fun and easy to use site that pays you to complete shorts online tasks in exchange for virtual money. This can then be swapped for real money or vouchers.

Read about our Swagbucks Review here about how to make money with Swagbucks.

You can sign up for Swagbucks* here and receive a few extra points.

The tasks can be random. Filling in polls, watching videos and using it to search for products instead of Google is the norm.

The more you do the more earn as each task is paid differently.

This is a great site for those who want a quick task. I’ve earned £25 a month for three months now, so it is possible to make money. To cash out, you need about £3 to £4 in rewards.


OhMyDosh!* is an easy to use website that asks you take surveys for payment. Sign up for free and start earning straight away. As soon as you reach £10 you can cash out.

Online survey sites or apps can make you £100s of pounds a year. Just give your view and watch the cash come in. Some only pay pennies but one or two I’ve done do pay £1 a survey. At just 3-5 minutes long sat on your bum, that’s a no-brainer.

Read our post about 27 Ways You Can Make Money Fast Today From Your Phone to learn more.


Selling on eBay* as a business is easy. It’s not just about selling your unwanted stuff. This website may feel outdated, but it’s still widely used. Take photos of your stuff on your phone and sell them on the eBay app!

You could sell any craft items or printables on eBay. You can even drop ship from other businesses. 


Watch videos or complete offers through InstaGC* and redeem for gift cards. As soon as you reach a pound you can start redeeming. It’s really easy to use while on the move too.

You can get an extra 10 points by signing up to InstaGC* here.


Quidco* is a great cashback site that you shop through to earn money. 

You shop like normal through Quidco and they pay you a commission as a thank you. 

Make money watching videos

Maximilles lets you watch videos and earn high street vouchers. The clips are short, and often there are new ones every day.

You can also get points for completing surveys, reading emails or just shopping.

This is great for anyone who has zero time. I earned about £4-£5 a month. Payment is in vouchers. I chose John Lewis.


This is another site where you can make money at home for free. The coin convert into rewards like Amazon vouchers and the tasks are mega easy and fun.

I’ve made about £5 a month. You can be paid via Paypal or Amazon vouchers.


There are loads out there, with dedicated Facebook groups set up for them. Yep, it is luck, but if you enter enough of them, then you’ll win at some point.

I’ve won champagne, a day out with the family and a weekend away.

Valued Opinions 

With Valued Opinions* you can earn up to £5 a survey. Everything is surveyed from what you think it’s fashionable to what you eat for dinner.  

Read Adverts

Give Qudtodian a go. Download the app and chose what you like and they send you adverts matching your interests.

You get paid when you respond to messages or watch videos.

They pay via Paypal or BACS when you earn £10.

This is great if you have a lot of patience as it takes a while to reach the £10 payout. I think it took me about seven months.

Snap photos

Field Agent is like being a spy (or how I’d imagine it is anyway.) They send you market research tasks via an app and you choose if you want to do it.

It could be checking prices in a store or taking a photo of a product. You are competing against others for the tasks, so you won’t get lucky every time.

It pays anything from £2 to £10 a task and is perfect if you don’t mind popping out every now and again.

Spot Jobs

Job Spotter pays you to snap pictures of job ads as you see them.

So if you see a restaurant asking for staff or a shop pleading for help, then snap it and upload it.

Odd jobs

Roamler pays you to do market research, so you may be buying bananas to picture them or photographing a menu as you walk past.

This is an invite-only app though. If you follow them on Facebook, they give away handy tips on how to get approved.

It pays well, anything from £2-£8 a job and there’s no minimum payout.

Answer questions

A bit like a treasure hunt, Streetspotr is an app that lets you carry out small tasks. You could be asked to check that an item is on a menu or to take a picture of a product or buy a drink.

This is great if you live near a high street as most jobs are shop based. I made around £10 one month and it was easy. There’s no payout limit either.

Market Research with a Twist

Task 360 is an iPhone only app that helps companies solve their logistical issues, like a sat nav telling people to go down a one way for instance.

Tasks can be as simple as checking a billboard light is working or if a new street has just popped up.

They pay around £5-£10 for about 15 minutes work. The jobs go mega quick though, so check every day before 9 am to bag them.

Walk and earn

Clic and Walk is a good app if you don’t mind being out and about. It pays low, but you only need to earn £3 to cash out.

Related Posts: 

Testing websites

Sign up for What Users Do to test businesses websites. It pays around £5 for 15 minutes work, and the tasks are simple, like giving feedback on a homepage or testing a page is working.

You do need a computer and microphone though as feedback recorded using your voice.

It’s a good earner. I’ve made around £25 a month and they pay via Paypal.

Real Remote working

Lionbridge is a serious earner. It offers you a real job from home. The downside, you need to offer at least ten hours a week.

Qualifications are needed, normally a degree or above, but not always, and jobs can be as simple as checking search results or testing apps.

I trialed it and was paid £150 in one month but could have made more. Jobs go fast but there have been times when I seen over 100 jobs advertised.

Have you tried any of these? Do you make money from them? Let me know in the comments below.

Laura x

If you enjoyed this post and would like some more money making ideas from home, including ways to freelance, start a blog or even earn from your phone, then head over to my making money section here on Savings 4 Savvy Mums where you’ll find over 30 money making posts dedicated to helping you earn more from home and become more financially stable as a family. There’s also tips in my Money Saving Mums Facebook group. You could also pop over and follow my money making Pinterest boards for lots more ways you can earn money from home; Money Making Mums and Working from Home Jobs for Mums.

Love this post? Then why not save it to Pinterest so you can easily find it later. 

This is how to make free money ready for Christmas. Start now and help pay for Christmas by Laura at Savings 4 Savvy Mums #freemoney #makemoneyathome #makemoney

What the * means

If a link has an * by it, then this means it is an affiliate link and helps S4SM stay free for all. If you use the link, it may mean that we receive a very small payment. It will not cost you anymore that it would normally.

You shouldn’t notice any difference and the link will never negatively impact the product. The items we write about are NEVER dictated by these links. We aim to look at all products on the market. If it isn’t possible to get an affiliate link, then the link, or product is still included in the same way, just with a non-paying link.

Image Map

Sharing is caring!