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How to Make Passive Income UK

How to Make Passive Income UK

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Boost your income with these passive income ideas

Making passive income is a dream for many people, but it’s not as easy as some might think. It requires time, effort, and sometimes a bit of luck. However, there are ways to make it happen if you’re willing to put in the work.

One popular way to generate passive income is through investments. Whether it’s in stocks, real estate, or other assets, investing your money wisely can lead to a steady stream of income over time. 

We are going to stay away from investments though and talk about digital ways to create more passive income.

By creating digital products or online courses that can be sold repeatedly without much additional effort on your part, you can really start to make money online. This can be a great way to earn money while sharing your knowledge and expertise with others.

Remember, making passive income takes time and dedication. It’s not a get-rich-quick scheme, but with persistence and the right strategies, you can build multiple streams of passive income that will pay off in the long run.

If you are looking to generate passive income then this post is for you. We walk you through the best ways passive income streams that can help you make money.

To build passive income you do need to put a little bit of time and effort into it at the start but it really does pay off.

Remember that before you start earning money you need to register with HMRC if you earn over £1000 during a tax year.

You don’t need a separate account or anything to have your money deposited in. Just remember to try and keep track of what you are earning in case you do need to fill out a self-assessment form.

If you are looking for more ways to improve your personal finance then have a look at:

The Ultimate Guide to Easy Ways to Make Money in the UK – These are the best and easy ways to make money from home.

How to Make Money Online for Beginners – If you are a complete beginner to making money online then start with this post. This walks you through everything you need to know.

37 Home Based Jobs You Can Do While Working From Home – These are the best home-based jobs for parents who want to start working from home. You could do a lot of these as either self-employed or as an employee.

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Passive income ideas 2024

Generating passive income are a great way to make money online. We have only included easy ideas that don’t involve real estate or financial investment.

We’ve put all our passive income ideas here, in a list, from simple to hard so that, as a beginner, you can start slow and then gain confidence with earning passive income.

Parking space

If you have space at the front of your house then it may be worth renting out your driveway. This is a great way to get money while you’ll not even in the house.

This works really well if you live near a local hospital, train station or city centre as parking can be very expensive. You could earn up to £200 a month as rental income.

There are a couple of things you need to keep in mind though:

Is the land yours and can it be legally parked on without a permit or ticket?

If the land isn’t yours, do you have your landlord’s permission?

Can your drive or parking space be used without a key or code?

You then need to think about how you are going to advertise the parking space. This could be through a selling site like:

Your Parking Space

Just Park

Park On My Drive

If you prefer to do it yourself then you need to think about a contract. You need something that clearly states that you are not responsible for the car while it’s on the drive or its contents. Please seek some sort of legal advice on this as you DO NOT want to get this wrong as if something happens they may be able to sue you.

Is it really an easy way to earn passive income?

if you have a driveway then yes, this is a really easy way to make passive income. It doesn’t take very long to set up and you could have your parking space booked up all year round. Easy rating: 9/10.

Trading 212

Trading 212 home page

This is pretty much like earning free money. All you do is add £1 to the app and you could get a free share of up to £100 which you can then cash out. There’s no tricks here as we have done this ourselves.
Trading 212 is a free trading platform that helps you to invest. The easy-to-use mobile trading app and website walks you through how to trade by getting you to answer some simple questions on your current knowledge of trading.

Use our free Trading 212 link here to make sure that you get your free share up to £100*.

Read more about how Trading 212 works and how to claim your free share.

Is it really an easy way to earn passive income?

Yes, using trading 212 is easy as it takes about two minutes to complete. You do need to keep the stock for 30-days but then you can cash straight out and then close your account. Easy rating: 9/10.

Cashback sites

What we love about cashback sites is that you can save money as well as earn money. Every time you spend money make sure you check a cashback website first to see if you can get any money back. This includes everything from your grocery shopping to your household bills.

Search for what you need and buy it through a cashback site and you’ll get back a percentage of what you spend.

We currently use OhMyDosh, but there are loads out there just as good. Sign up here for free to get £1 added to your account now*

Don’t leave your money sat there. As soon as you hit the threshold, cash it out. You never know what’s around the corner.

Quidco is a great cashback site as well who works with a lot of major brands. Always search Quidco first before you buy anything online.

Quidco is a popular cashback website in the UK that helps you save money on your online purchases. It’s like getting paid to shop – who doesn’t love that? With Quidco, you can earn cashback on everything from fashion to groceries, travel to electronics. It’s a no-brainer way to make your money go further while treating yourself. So, next time you’re shopping online, why not check out Quidco and see how much you can save?

Join Quidco for free here.*

Read more about the cashback sites we like to use here.

Is it really an easy way to earn passive income?

Yes. Using cashback sites like OhMyDosh are really easy as you just click on the link and purchase like normal through the website. You get cashback within 30-days of your confirmed purchase. Make sure cashout as soon as the money is there as it isn’t protected in till it hits your own account. Easy rating: 8/10.

Pick My Postcode

Pick My Postcode website

Pick My Postcode is all about helping you to win big cash prizes with your postcode. It is 100% free to enter and by visiting Pick My Postcode daily you could win money. What we love is that there really is no catch at all with Pick My Postcode. You sign up for free, tell them your postcode then check back every day to see if your postcode has been chosen. It really is that simple!

Read more about how Pick My Postcode works here.

Join Pick My Postcode here for big cash prizes daily. It’s 100% free*. You don’t have to pick any numbers. Your postcode acts as your winning ticket and can be drawn at any time. It really is super simple and free to enter.

Is it really an easy way to earn passive income?

Pick My Postcode is really easy to use. Just log on every day for a chance to win. If you don’t win though then you only get 1p added a day to your account so it is a slow burner. Easy rating: 8/10

Digital products

Digital products like online courses are a great way to make money if you have a skill to sell. There are plenty of people online who want to learn new skills and get help with their problems.

You can make digital products about anything. We sell digital products ourselves like our toolkits or day-out guides.

Start by researching what people are looking for and solving their problems. It could be an online course on how to start blogging or a Pinterest design that people can buy. It really can be anything!

You next need to think about how to advertise it as you want it to be as passive as possible. You want to make something that you only need to do once which is why a bundle or online course is the best thing.

Remember that you can not copy someone’s idea so please make it original.

you may prefer to sell it straight through Facebook or other social channels or on your website if you have one.

You could even sell your course on websites like Fiverr or Udemy that take a cut if your course is brought.

Is it really an easy way to earn passive income?

It is difficult at the start to make money as your product is new but if keep advertising it then your chances are higher. Easy rating: 7/10

Affiliate Marketing

Affiliate marketing is when you sell something on behalf of someone else and get a commission. You advertise someone else’s products and services and when someone buys, you receive a small percentage.

There’s a lot of affiliate programs out there, so whatever you’re interested in, you’ll be able to find a scheme for it. It does take a while to build but affiliate marketing is a great passive income earner meaning you only have to set it up once and you’ll keep receiving income.

This is a great way to earn extra money if you have a big social media followering or a website. 

Remember to research the rules on declaring the links.

Our top five affiliates who are great to work with and we trust are:
Profit Accumulator: A oddmatcher and tracker
Mailerlite: A email campaign provider
Switch Craft: They automatically switch you when there’s a better deal
Go Henry: A pre-paid pocket money card and app for kids

Is it really an easy way to earn passive income?

Yes, but it is a slow burner as you do need to be dropping links on your social media accounts or use any online platform you have. Most only pay out when you hit a certain limit, like £50, so you need to think about that as well. Easy rating: 4/10.


Blogging can be a great hobby, but also a very good way to earn money and go places with your family that you’ve never even dreamed of before.

You need to find a topic that you are passionate about. Don’t worry if you don’t enjoy writing, you can vlog on YouTube or even just start with a Facebook page.

The good thing about blogging is that you can start for free and earn money in a load of different ways like advertising, through sponsored posts (this is where a brand asks a blogger to write about their branded products), affiliates (where someone buys something after a blogger has written about them), products and courses.

This is a passive income source that can make you money while you are doing something else. 

You can start a blog really quickly and easily but will need a domain name, host and website which you can sort yourself quickly. We use WordPress to build Savings 4 Savvy Mums and TSO Host for our domain name. They also offer hosting too and with our code S4SM10%OFF you can get 10% off.

Don’t forget to sign up to a email marketing provider. Many offer you a free service till you hit a certain amount of subscribers. This is a great way to keep all your readers involved in what you’re working on. We use Mailerlite as they offer a great customer service and are very easy to use!

For a walkthrough on how to start a blog and make money, read our full guide to how to start blogging here.

Blogging Toolkit

This is the only Blogging Toolkit you will ever need.

It includes:

Everything you need to start your blogging journey in the right way!

This has 15 value-packed templates which includes:

SEO Checklist
SEO Cheatsheet
100 Blog Post Ideas
Blog Post Title Ideas
Blog Post Creation Checklist
Weekly Content Planner (Excel)
Income Tracker (Excel)
Accounts Spreadsheet (Excel)
Invoice Template (Word)
Affiliates Spreadsheet (Excel)
Blog Stats Spreadsheet (Excel)
Blog Post Analysis (Excel)
Lead Magnet Ideas
17 Must Have Post Ideas
How to Jump Start Your Mailing List Booklet

The Blogging Toolkit can help you start blogging by suggesting what to write and get you ahead on your SEO journey which can help you gain more free views quickly. We have also included an Accounts Spreadsheet and Affiliate Sheet which helps you keep track of your earnings. 

Find out more here about the Blogging Toolkit.

Related Posts: 

Is it really an easy way to earn passive income?

Yes, it is. It can take about six months to start earning money though as you need enough content on the blog to start getting readers. Your domain authority, which a lot of companies use to assess your website’s worth also needs time to grow. Easy rating: 4/10.


Hustle Got Real retail list

Drop shipping is a great way of earning money on eBay or Amazon without having your own products. You sell other peoples products but for a mark-up so you make a profit.

This is a passive income business that does take a while to strat up and understand but can be profitable.

A great example of this on the high street are stores like Argos and John Lewis who sell other brands.

To get started in dropshipping and to be successful, you’ll need:

A tracking program that tells eBay when the product is in stock or out of stock. We use Hustle Got Real that pulls our listings if they suddenly go out of stock. They track major UK brands so you don’t have to. Hustle Got Real takes away all the pain of droppshipping and pretty much manages the listings themselves.

An eBay or Amazon Store. We started on eBay just as a private seller. It currently costs 36p to insert a listing so make sure you work out when it’s cheaper to switch to a store.
Time. Again this isn’t a get rich quick scheme but is a great way to make money as a passive income. You need to be on your eBay or Amazon store every day even if you only list one product. They reward you for being active!

Read more about how dropshipping works here

Is it really an easy way to earn passive income?

Yes but this one takes time, money and dedication. You need to either be selling your own product which takes time or selling others which means you need to be working out the profit of each sell. Easy rating: 2/10.

Laura x

If you enjoyed this post and would like some more family friendly money managing ideas, then head over to the managing money section here on Savings 4 Savvy Mums where you’ll find over 30 blog posts dedicated to helping you manage your family’s finance. There’s enough tips to help you save over £300 a month! You could also pop over and follow my managing money Pinterest boards for lots more ideas on how to keep more of your money in your pocket: Managing Money Printables, Managing Money for Families and Family Finance

Love this post? Then why not save it to Pinterest so you can easily find it later. 

This is how to make passive income in the UK. We walk you through how to make money from home as a beginner by Laura at Savings 4 Savvy Mums

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