Christmas is one of the toughest times of the year on our purses and bank accounts. There’s a whole host of expenses to manage and budget for, all before you even start thinking about household bills! icount polled people across the country and found that three quarters of us avoid switching on the heating, to…
I am always looking for any ‘get rich quick’ schemes that actually work. Unfortunately, there is no such thing. But I have found several ways that help you save money without really noticing it. Things like skimming are great, as I find I don’t really notice a few pence but they quickly add up. The…
Those of us parents who gave up work or reduced our hours to fit round the kids are less likely to be saving for retirement, unlike our full time working counterparts. Now, keep in mind that i’m no pensions expert, and of course, you should always get independent advice first, before you decide to do…