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How to Make an Urgent Home Repair More Affordable

How to Make an Urgent Home Repair More Affordable

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When you are a mom, home emergencies are a disaster, especially if you are on a tight budget. However, with numerous kids to look after, it is paramount that you get your home repairs completed as quickly as possible so that you can quickly get back to normal life. Then, here is a list of just some ways to make urgent home repairs more affordable.

1.    Take Out a Loan

If you do not have the funds to pay for your urgent home repair you could look at taking out a loan to get the necessary funds asap. There are quick loans available through brokers such as which are designed specifically to provide emergency funds and can allow you to receive the money that you need as soon as possible – often the same day. You will then be able to pay the loan back when you get your next pay cheque, or in small instalments that can spread the cost over a matter of months.

2.    Get Quotes

However, if you are simply looking to make the initial cost a little cheaper, you should consider searching around for the best and most affordable company to complete your home repairs and asking for quotes from several different companies. This will allow you to understand the average cost of the work you need and will help you avoid being ripped off by dishonest builders and contractors.

3.    Opt for the Basics

Although you might be tempted to opt for a luxury replacement, when you need home repairs to be performed quickly, basic is best. After you have had the basic repair completed, you will then be able to look around for more luxurious alternatives once you have saved enough money up. However, you should ensure that you do not compromise on quality; otherwise, you may find that you have to have your home repaired again much sooner than you would like.

4.    Do it DIY

If you have the DIY skills to do it yourself and complete the repairs, you should consider avoiding professional firms and carrying out this work yourself. Not only can this save on contractor costs but doing everything DIY can allow you to search for the cheapest materials and most affordable options for your family home.

5.    Ring Your Insurance Company

If you are trying to save money, instead of trying to cover the entire cost of the repairs yourself, you should ring your insurance company. Your insurance company is used to homes needing repairs, especially if your house has been damaged in a storm, fire, or a burglary. Depending on the policy you have chosen to take out, your insurance providers will usually be more than happy to cover your home repairs’ costs or partial costs if they are not your fault. To find the best policy, The Times has compiled a guide to the best policies on offer in the UK. This means that you and your family will not have to struggle for money due to the emergency repairs that need to be performed within your home.

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