Household emergencies aren’t just irritating – they’re expensive, too. Suddenly finding yourself without hot water or a working toilet is bad enough, but depending on how tight your monthly budget tends to be, the cost of fixing these unforeseen problems can be just as disruptive.
This is why it’s such a good idea to invest in home emergency cover. Instead of crossing your fingers and hoping that nothing will go wrong in your property, home emergency cover gives you total peace of mind in exchange for a manageable annual fee that you can actually plan for and accommodate in your budget.
Once your home emergency cover is in place, it will cover the cost of most emergency repairs in your property, so you can rest assured that you’ll never have to put an unexpected dent in your bank balance to get your household running smoothly again. To illustrate the benefits of home emergency cover, here are 5 situations where it could save you money (not to mention a whole lot of stress!).
The average household relies pretty heavily on its boiler – even if you don’t put the heating on very often, you probably use hot water to shower/bathe and wash the dishes. As a result, boiler failure is one of the most disruptive things that can happen in the modern home, and getting your boiler repaired (or – worse still – replaced) is a pretty expensive undertaking.
Home emergency cover can take the stress out of boiler failure by covering the cost of emergency repair work and ensuring that it’s done promptly. Watch out, though – not every home emergency policy includes boiler breakdown cover, so be sure to check before you buy.
A hole in the roof of your property is a huge problem, and one that you’ll want to fix quickly if you want to steer clear of mould, rot, and all the other issues that rainwater can cause in the home. Roof repairs can be very expensive, but again, home emergency cover can take care of that expense for you if you have a policy in place.
It’s unpleasant to even imagine being without a functioning toilet when nature calls, but luckily enough, this is another nightmare scenario that’s covered by most good home emergency policies. If the only toilet in your home is damaged to the point of being unusable, your cover will provide emergency assistance to get you out of this rather unfortunate situation ASAP.
- 7 Easy Ways to Make Your Money Go Further
- FREE Money Saving Printables, which includes Meal plans, Shopping Lists and Budget Planners
- 99 Easy Ways to Save Money as a Family
Home emergency cover will also pay for pest control services to visit your home in the event of a rat infestation. This part of the policy generally extends to any pest, including things like wasps and hornets, although it excludes protected species such as bees and bats. Be sure to check with your home emergency cover provider to find out what types of infestation are / aren’t covered.
Have a look at https://www.pestcontrolexperts.com/pest-control/ for more options as well.
Sometimes, a home emergency causes such extensive damage that your property is rendered temporary uninhabitable. In these situations (depending on the exact nature of the problem), your home emergency cover may well grant you a certain amount of money towards emergency accommodation in, for instance, a local hotel.
***Disclosure: This is a guest post in collaboration with Best Price Financial Services. Please refer to our Disclosure Statement for further information. ***