Much like traditional cash, and stocks and shares ISAs, Innovative Finance ISAs can be an effective method of saving money over the long term. Whilst IFISAs can carry more risk than other ISA options, they also give investors the opportunity to earn more in interest per annum than the traditional ISAs available. Providers like Just …
For families, the school summer holidays should be the highlight of the year, spent full of days out, time together and creating great memories. At PayPlan, we are only too aware, however, that for many people, keeping the kids entertained over the summer can cause huge financial headaches. Fortunately, money adviser Jane Clack, who herself …
If there is one thing we never get taught about in school, it is financial management. We end up having to learn ourselves through our own experiences. However, the trouble is that if we make a mistake, it can be very costly. To try and avoid this from happening, read on to discover some of …
If you have ever worked for yourself before, then the reality isn’t all it is cracked up to be. Being able to schedule your own workday can be great, and not having to answer to anyone but yourself. But in reality, there can be a lot of stress and panic that come with it as …
If you’re working hard to get back on your financial feet, it can be difficult sometimes to know what to prioritise and what can wait until further down the line to tackle. Add to this complicated debts or a number of financial issues that need sorting, and bettering your finances can feel like an insurmountable …
If you’re in debt, then you may have heard the word IVA being bounded about, but what is it and is it right for you? Finding the correct IVA help & advice isn’t always easy and how do you know that you’ve received the best advice for your situation? Here we explain what a IVA …
It may be a sad fact that around 42% of marriages end in divorce, but divorce is, nonetheless, a part of life, and often a very pricey one at that. From legal fees to splitting up assets, there are numerous costs associated with the ending of a marriage, so it is wise to look at …
If you are looking to buy a car for your kid who has just passed their test then you will want to take the time to find the perfect car as their needs will be different to your own. As a first car, it should always be small, safe, reliable and not too powerful. Additionally, …
When it comes to always being financially secure, your best bet is to ensure that you’re always sat on a pile of savings that can be pulled up for emergency purchases or a rainy day. However, this isn’t always an option for all of us at all times. What’s more? Sometimes life hits you with …
If you have come into a lump sum of money and you want to do something smart with it then investing could be the way to go. When you are able to invest, you can turn that lump sum of money into an even bigger amount and this can really make all the difference to …